Cut your time at the dealership in half

When you get pre-approved online in advance. Just fill out the form below and follow the prompts. It’s quick, easy and secure. Pick the location that works best for you.

Get approved in Plaistow, NH
Get approved in Nashua, NH
Get approved in Hooksett, NH
Get approved in Salem, MA

Your time is valuable

Once you fill out the pre-approval form, one of our friendly sales associates will reach back out to discuss the results. They’ll provide you with all of the information you need to help you determine how much you can afford. Along with the best used car loan rates and loan terms as well.

Car financing 101

There are 3 main things you need to take into consideration when shopping for an auto loan. The interest rate, loan term and the amount the bank or credit union’s willing to allow you to borrow.

Know your options

You may be able to lower the interest rate by putting down a larger down payment. And you can always lower your payments by extending the length of the loan. Just remember, the longer the loan the more you’ll end up paying in the long run.

Things to keep in mind

If you’re a first-time car buyer with no credit or if you’re looking for a bad credit auto loan, chances are you’re going to have to settle for a slightly higher interest rate. But you can always refinance for a lower interest rate down the road.

Pre-approval ins & outs

Car financing made easy

Historically low interest rates

Let the shopping commence

Sign & drive

And you’re off…

Finance FAQs

Once I fill out the pre-approval form, how long will it take for a salesperson to get back to me?

During business hours, we typically respond within a few hours. If your need is urgent, please contact us directly at (603) 696-7800

Does my credit score affect my interest rate?

Yes. The higher your credit score the lower the interest rate. The lower your credit score, the higher the interest rate.

Will my past credit troubles prevent me from getting approved for a loan?

All credit is welcome, and we pride ourselves on being able to get 99% of all applicants approved.

What’s the difference between a soft credit hit and a hard credit hit?

A soft hit provides us with your credit score range and doesn’t affect your credit. A hard hit provides us with your exact credit score, the information needed to extend an offer which negatively affects your credit.

What’s the difference between a soft credit hit and a hard credit hit?

A soft hit provides us with your credit score range and doesn’t affect your credit. A hard hit provides us with your exact credit score, the information needed to extend an offer which negatively affects your credit.